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Finance Referred

Your Application has been referred

Thank you for choosing PaybyFinance as your method of payment for your purchase from NCF. Your Application has been referred ().

Hitachi Capital are assessing your application and if they require any further information they will contact you.

Hitachi Capital will normally provide a final decision within the next 24 hours.

Wanna pay with Klarna?

You've now got two options: you can pay now, or you can spread the cost of your orders over three payments with Pay Later in 3 with Klarna. Check out the details below.

Pay Later with Klarna

This option gives you up to 30 days to pay once your new stuff has been shipped. No fees, no interest, ever.

Pay Later in 3 with Klarna

Shop now and pay for your new stuff in 3 easy (and free!) instalments, taken monthly. No interest fees or late-payment charges – ever.

Remember to spend responsibly – sometimes splitting up payments might not always be the best option (just saying). Take a look at our FAQs for more information.

IMPORTANT INFORMATION:

Klarna's Pay in 3 instalments credit agreements are not regulated by the FCA. Missed payments may affect your ability to use Klarna in the future. 18+, UK residents only. Subject to status. T&Cs apply. Check out Klarna's T&C's HERE.